Area guide · Benton County

Warsaw & Truman Lake

Above the dam: Truman Lake and the Benton County seat

The area

About Warsaw & Truman Lake

Warsaw is the Benton County seat and sits at Truman Dam — the dam that forms Truman Lake above it, with the Lake of the Ozarks beginning below. Homes around Warsaw and Lincoln are Truman Lake country rather than Lake of the Ozarks, and we list them that way so nobody is surprised.

Truman Lake is largely ringed by public land, which keeps its shoreline natural; property near it is more often a home with access than a home on the water.

Towns in this guide: Warsaw · Lincoln

The market in Warsaw & Truman Lake

Warsaw & Truman Lake by the numbers

Homes and condominiums only. Listings are those for sale on October 24, 2026; sales are those that closed in the twelve months to that date.

Lake of the Ozarks MLS · last 12 months

54

For sale now

24%

Lakefront

13 of 54 for sale

$242K

Median list price

$242,200

80

Sold, 12 months

$280K

Median sold price

$279,500

36

Median days on market

Of homes sold

Computed from listings in the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc., with MARIS MLS listings in the same towns, that this site is licensed to display. Deemed reliable but not guaranteed; general information, not an appraisal. “Lakefront” is as the listing agent recorded it in the MLS.

On the water

Lakefront in Warsaw & Truman Lake

13 of the homes for sale here are recorded as lakefront in the MLS. Frontage, the dock and the water in front of it — main channel or cove — are what set one lakefront home apart from the next, and they are worth seeing in person or on video before an offer.