Area guide · Benton County
Warsaw & Truman Lake
The area
About Warsaw & Truman Lake
Warsaw is the Benton County seat and sits at Truman Dam — the dam that forms Truman Lake above it, with the Lake of the Ozarks beginning below. Homes around Warsaw and Lincoln are Truman Lake country rather than Lake of the Ozarks, and we list them that way so nobody is surprised.
Truman Lake is largely ringed by public land, which keeps its shoreline natural; property near it is more often a home with access than a home on the water.
Towns in this guide: Warsaw · Lincoln
The market in Warsaw & Truman Lake
Warsaw & Truman Lake by the numbers
Homes and condominiums only. Listings are those for sale on October 24, 2026; sales are those that closed in the twelve months to that date.
Lake of the Ozarks MLS · last 12 months
54
For sale now
24%
Lakefront
13 of 54 for sale
$242K
Median list price
$242,200
80
Sold, 12 months
$280K
Median sold price
$279,500
36
Median days on market
Of homes sold
Computed from listings in the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc., with MARIS MLS listings in the same towns, that this site is licensed to display. Deemed reliable but not guaranteed; general information, not an appraisal. “Lakefront” is as the listing agent recorded it in the MLS.
For sale now
Homes in Warsaw & Truman Lake
A selection of current listings, lakefront first and newest next.
Lakefront$184,900
29787 Vixen Avenue
Warsaw
2 bd · 1 ba · 790 sq ft
Listed by Integrity Home Team
Lakefront$260,000
31258 Wakata Road
Lincoln
2 bd · 1 ba · 720 sq ft
Listed by RE/MAX Lake of the Ozarks
Lakefront$204,900
28253 Cove Drive
Lincoln
2 bd · 1 ba · 700 sq ft
Listed by Real Broker, LLC
Lakefront$399,900
28918 Heit's Point Avenue
Lincoln
4 bd · 2 ba · 1,991 sq ft
Listed by Reece and Nichols Golden Key Realty
Lakefront$875,000
33260 Golden Acres Road
Lincoln
3 bd · 2 ba · 1,046 sq ft
Listed by Homes by Darcy LLC
Lakefront$489,900
26410 Herring Court
Lincoln
3 bd · 3 ba · 1,832 sq ft
Listed by Reece and Nichols Golden Key Realty
On the water
Lakefront in Warsaw & Truman Lake
13 of the homes for sale here are recorded as lakefront in the MLS. Frontage, the dock and the water in front of it — main channel or cove — are what set one lakefront home apart from the next, and they are worth seeing in person or on video before an offer.
Elsewhere on the lake
- Osage BeachThe lake’s center of gravity — dining, marinas and every convenience
- Lake OzarkBagnell Dam, the historic Strip, and the start of Horseshoe Bend
- Four Seasons & Horseshoe BendCoves, golf and private communities on the bend
- Porto CimaA private, gated community above its own harbor
- Sunrise BeachThe quieter west side, with room along the water
- Camdenton & the Niangua ArmThe county seat, Ha Ha Tonka’s bluffs, and the Niangua arm
- Gravois MillsThe Gravois arm: long, quiet and wooded
- Laurie & Rocky MountMid-lake and north shore, between the arms
- Climax Springs, Edwards & the Upper OsageThe far west end: wide water and real seclusion
- Eldon & Miller CountyThe north-side town, minutes from the dam