1294 Summit Circle Osage Beach Missouri 4 bedroom 4 bathroom home for sale listed at $525,000
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For sale Price reducedLake access1-well dockLake view

1294 Summit Circle

Osage Beach, MO 65065· Camden County· Summit Point Estates
$525,000
$535,000
MLS# 3587613 · Listed by RE/MAX Lake of the Ozarks
4
Bedrooms
4
Baths
3,320
Sq ft
1986
Built
Lot0.43 acresGarage2.0-carOn market142 daysTaxes$1,236/yrListedMay 27, 2026

Lake facts

On the water

Frontage
Lake access, not frontage
Waterfront
Lake Privileges
View
Channel, Lake, Seasonal View
Dock
1 well, 1 boat hoist, electric, community dock
Boat slips
1
HOA fee
$700 annually (about $58/mo)
HOA includes
Dock Reserve, Other, Reserve Fund
Subdivision
Summit Point Estates

As reported to the MLS by RE/MAX Lake of the Ozarks. Dock permits, slip assignments and HOA rules are worth confirming before an offer.

About this property

NOW $525,000—and recently appraised for $600,000! If you've been waiting for the right combination of SPACE, LAKE ACCESS, AMENITIES & VALUE, this may be the one. Offering 4 bedrooms, 4 baths and over 3,300 sq. ft., this home is designed for gathering with multiple living areas, generous bedrooms and a HUGE screened porch overlooking the incredible yard which backs up directly to the amenities. A boat slip w/hoist in the community dock means lake days are ready when you are! Step outside and the neighborhood amenities are practically in your backyard—community pool, lighted tennis & pickleball courts, basketball, playground and firepit area. The finished lower level offers another family/game room, full bath and flexible space for guests or bunks. Add an oversized yard, deep 2-car garage with room for lake toys & golf carts, low HOA dues and one of Osage Beach's favorite golf-cart-friendly neighborhoods. Ride to Dierbergs, Ace, restaurants & shopping! At $75K BELOW its April 2026 appraisal, buyers should take another look—there is A LOT of home and lifestyle here for $525K.

Property Details

Property TypeResidential
Property SubtypeSingle Family Residence
StyleTwo Story
ConstructionVinyl Siding, Wood Siding
LevelsTwo
Year Built1986
Bedrooms4
Bathrooms Full4
Sq Ft (Living)3320.00
Total Rooms13
Garage2.0 Car
Lot Size0.43 Acres
Lot Dimensions90x210.13x53.21x18
SubdivisionSummit Point Estates
CountyCamden
Parcel Number0810013000003045000

Interior

Interior Features
Ceiling Fan(s)FireplacePantryCable TVUnfurnishedVaulted Ceiling(s)Walk-In Closet(s)Wired for Sound
Appliances
DryerDishwasherDisposalMicrowavePlumbed For Ice MakerRangeRefrigeratorStoveWasher
HeatingElectric, Forced Air
CoolingCentral Air
FireplaceYes (1)
Fireplace FeaturesElectric, One
BasementFinished, Walk-Out Access, Full

Exterior

Exterior Features
Concrete DrivewayDeckEnclosed PorchPlaygroundTennis Court(s)
Patio & Porch
DeckOpenPorchScreened
Lot Features
Gentle SlopingLevel

Utilities

SewerPublic Sewer
WaterPublic
UtilitiesCable Available, High Speed Internet Available

Financial Details

List Price$525,000
Original Price$597,000
Annual Taxes$1,236 (2025)
HOA Fee$700 annually
PossessionClosing
HOA Amenities
Dock

See it

In person, or on live video

Visiting the lake? Meet an agent at the property. Not here this week? An agent walks it with you on a video call, down to the dock and along the shoreline.

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Ask about this property

The dock, the shoreline, the HOA, the drive in — ask anything, and we will find out from the listing brokerage if we do not know.

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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.

This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.

Listing courtesy of RE/MAX Lake of the Ozarks, (573) 302-2300. Listed by JEFFREY D KRANTZ.

MLS# 3587613 · Key: LOBR1170060335

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: Oct 24, 2026, 5:04 AM CDT