194 Sac Road
Lake facts
On the water
- Frontage
- Lakefront
- Waterfront
- Cove, Seawall
- View
- Channel
- Dock
- 1 well, covered, community dock
- Boat slips
- 1
- HOA fee
- $1,200 quarterly (about $400/mo)
- HOA includes
- Cable TV, Internet, Maintenance Grounds, Reserve Fund, Road Maintenance, Trash
- Subdivision
- Harbour Bay
As reported to the MLS by Keller Williams L.O. Realty. Dock permits, slip assignments and HOA rules are worth confirming before an offer.
About this property
Newly updated, lower level, 3 bedroom, 3 bath, waterfront condo at Harbour Bay! End unit provides extra privacy and a 3rd bedroom ensuite with electric wall fireplace facing Main Channel. Kitchen with over/under cabinet lighting, decorative wood plank and freshly painted walls & ceiling throughout. 55" TV installed over the tiled electric fireplace. Open floor plan welcomes everyone in living room/dining area and kitchen to be together! Waterfront promenade is only steps away allowing easy access to your 14x40 boat slip and PWC space with drive on lift. Two primary lakeside bedroom suites that enter onto covered deck with TV. Deep depth cove protection & eastern exposure for afternoon shade. FANTASTIC main channel view! Harbour Bay is a quiet, smaller gated community allowing annual and semi-annual rental options along with a community pool with killer view of lake! Harbour Bay has some of the lowest assessments on lake.Located centrally by land and water between the Lodge of the Four Seasons and Margaritaville! Close to Lake Ozark & Osage Beach, the famous Bagnell Dam Strip, grocery stores, theaters and state parks for more lake life! Lake of the Ozarks is the place to be!
Property Details
Interior
Exterior
Utilities
Financial Details
Location
Get DirectionsSee it
In person, or on live video
Visiting the lake? Meet an agent at the property. Not here this week? An agent walks it with you on a video call, down to the dock and along the shoreline.
Watch the video tour Request a live video tourAsk about this property
The dock, the shoreline, the HOA, the drive in — ask anything, and we will find out from the listing brokerage if we do not know.
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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.
This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.
Listing courtesy of Keller Williams L.O. Realty, (573) 348-9898. Listed by MARY LOU ANN STONE.
MLS# 3587528 · Key: LOBR1171998051
© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.
MLS data last updated: Oct 24, 2026, 5:04 AM CDT