2195 Valley Road Osage Beach Missouri 5 bedroom 4 bathroom home for sale listed at $650,000
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For sale Price reducedLakefront1-well dock

2195 Valley Road

Osage Beach, MO 65065· Camden County· Echo Valley
$650,000
$698,000
MLS# 3589130 · Listed by EXP Realty, LLC
5
Bedrooms
4
Baths
2,422
Sq ft
—
Built
Lot0.23 acresGarage2.0-carOn market24 daysTaxes$1,444/yrListedJuly 31, 2026

Lake facts

On the water

Frontage
Lakefront
Waterfront
Seawall
Dock
1 well
Boat slips
1
HOA fee
$300 annually (about $25/mo)
HOA includes
Water
Subdivision
Echo Valley

As reported to the MLS by EXP Realty, LLC. Dock permits, slip assignments and HOA rules are worth confirming before an offer.

About this property

Lakefront Living in the Heart of It All & successful Rental Property currently has a month to month renter paying $4000! This convenient & maintained 5-bedroom, 4-bath home offers spacious comfort, modern updates, and unbeatable views at the 22 MM of the Osage Arm. The expansive main-level layout includes a HUGE updated kitchen featuring granite countertops, stainless steel appliances, and custom cabinetry that elevates everyday living. Step out onto the deck and unwind with breathtaking sunsets over the water—the perfect setting for entertaining or relaxing. With abundant storage and a versatile lower level, the possibilities are endless: create a private guest suite, a cozy entertainment space, or your own personalized lakefront retreat. Whether you're looking for a full-time residence or a luxurious vacation escape, this home offers the perfect blend of comfort, convenience, and lifestyle. Just minutes from top-tier dining, shopping, and entertainment, this is the lake lifestyle you’ve been dreaming of. Don’t wait—homes like this don’t last long.

Property Details

Property TypeResidential
Property SubtypeSingle Family Residence
StyleThree Story
ConstructionVinyl Siding
LevelsThree Or More
Bedrooms5
Bathrooms Full4
Sq Ft (Living)2422.00
Garage2.0 Car
Lot Size0.23 Acres
Lot Dimensions80x60x110
SubdivisionEcho Valley
CountyCamden
Parcel Number08300530000003009001

Interior

Interior Features
Ceiling Fan(s)
Appliances
DishwasherDisposalMicrowaveRangeRefrigeratorStove
HeatingDuctless, Electric, Forced Air
CoolingCentral Air
Fireplace FeaturesNone
BasementFinished, Partially Finished, Walk-Out Access

Exterior

Exterior Features
Concrete DrivewayDeck
Patio & Porch
DeckOpen
Lot Features
Lake Front

Utilities

SewerSeptic Tank
WaterCommunity/Coop

Financial Details

List Price$650,000
Original Price$698,000
Annual Taxes$1,444 (2024)
HOA Fee$300 annually

See it

In person, or on live video

Visiting the lake? Meet an agent at the property. Not here this week? An agent walks it with you on a video call, down to the dock and along the shoreline.

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Ask about this property

The dock, the shoreline, the HOA, the drive in — ask anything, and we will find out from the listing brokerage if we do not know.

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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.

This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.

Listing courtesy of EXP Realty, LLC, (866) 224-1761. Listed by MICHAEL JAMES SWIFT.

MLS# 3589130 · Key: LOBR1178707714

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: Oct 24, 2026, 5:04 AM CDT