349 Four Winds Drive
Lake facts
On the water
- Frontage
- Lakefront
- Waterfront
- Cove
- Dock
- 2 wells
- Boat slips
- 2
- HOA fee
- $150 annually (about $13/mo)
- HOA includes
- Road Maintenance
- Subdivision
- Four Winds Estates
As reported to the MLS by EXP Realty, LLC. Dock permits, slip assignments and HOA rules are worth confirming before an offer.
About this property
Rare lakefront opportunity off Horseshoe Bend in desirable McCoy Cove! The original owner/builder is offering this well-maintained 4-bedroom, 2-bath home for the first time in nearly 50 years. Priced under $500K, it features approximately 115' of waterfront, a large detached two car garage, original cedar siding, wood windows and doors, custom solid wood cabinets, a 2020 roof, and new HVAC in 2023. Pride of ownership is evident throughout—this home was built to last. The spacious lot offers plenty of potential, and the seller also owns two additional vacant lots, one on each side of the home, available for an additional price. Ideal for a full-time residence, second home, vacation rental, renovation project, or builder/investor opportunity. Property is being sold as-is. Wood decks and septic tank will need replacement. Septic laterals were inspected 9/11/26 and passed; report is available. A rare chance to own lakefront property in this coveted location with exceptional potential!
Property Details
Interior
Exterior
Utilities
Financial Details
Location
Get DirectionsSee it
In person, or on live video
Visiting the lake? Meet an agent at the property. Not here this week? An agent walks it with you on a video call, down to the dock and along the shoreline.
Watch the video tourAsk about this property
The dock, the shoreline, the HOA, the drive in — ask anything, and we will find out from the listing brokerage if we do not know.
Similar properties
Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.
This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.
Listing courtesy of EXP Realty, LLC, (866) 224-1761. Listed by THE CONDA DAVIDSON TEAM.
MLS# 3590114 · Key: LOBR1190852434
© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.
MLS data last updated: Oct 24, 2026, 5:04 AM CDT