31525 Ontario Road Rocky Mount Missouri 2 bedroom 2 bathroom home for sale listed at $595,000
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For sale Price reducedLakefront2-well dock

31525 Ontario Road

Rocky Mount, MO 65072· Morgan County· Smiley Subdivision Number Two
$595,000
$615,000
MLS# 3589993 · Listed by ReeceNichols Real Estate
2
Bedrooms
2
Baths
1,210
Sq ft
—
Built
On market12 daysTaxes$1,447/yrListedSeptember 25, 2026

Lake facts

On the water

Frontage
Lakefront
Waterfront
Cove, Seawall
Dock
2 wells
Boat slips
2
Dock permit
On file
HOA fee
$500 annually (about $42/mo)
HOA includes
Road Maintenance, Water, Trash
Subdivision
Smiley Subdivision Number Two

As reported to the MLS by ReeceNichols Real Estate. Dock permits, slip assignments and HOA rules are worth confirming before an offer.

About this property

COVE-PROTECTED DEEP WATER, MAIN CHANNEL VIEWS, AND AN INCREDIBLE DOCK MADE FOR LAKE LIVING! The impressive concrete dock is truly an extension of the home, featuring a lounge area, tiki bar, fireplace, TV's, sun shade, Wet Steps, storage shed, crappie beds for the fisherman, fish cleaning station, and two slips for your boats. The largest slip is 12x36 and the second one is 12x20 but can be converted back to a 12x26. The big cove is perfect for all water activities. Main level offers kitchen, living room, bedroom, and bathroom. The finished walkout lower level provides additional bedroom and entertainment space, a second full bath, and laundry, with potential to reconfigure and add a third bedroom. Multiple decks for entertaining. Rentals ARE allowed, giving you the opportunity to earn additional income. Low-maintenance rocked landscaping and public sewer. BONUS: additional lakefront lot in the same subdivision providing extra parking and offering unlimited possibilities. Close to several lakefront bars and grills by water and 18 minutes to Bagnell Dam. There is an opportunity to own the house next door as well, see listing #3590101 Owner is agent.

Property Details

Property TypeResidential
Property SubtypeSingle Family Residence
StyleOne Story
ConstructionVinyl Siding
LevelsOne
Bedrooms2
Bathrooms Full2
Sq Ft (Living)1210.00
Lot Dimensions60x107 IRR
SubdivisionSmiley Subdivision Number Two
CountyMorgan
Parcel Number215016100012012000

Interior

Interior Features
Ceiling Fan(s)FurnishedFireplaceWalk-In ShowerWindow Treatments
Appliances
DryerDishwasherDisposalMicrowaveRangeRefrigeratorWater Softener OwnedStoveWasher
HeatingElectric, Heat Pump
CoolingCentral Air
FireplaceYes (1)
Fireplace FeaturesElectric, One
BasementFinished, Walk-Out Access, Full

Exterior

Exterior Features
DeckGravel Driveway
Patio & Porch
Deck
Lot Features
Lake Front

Utilities

SewerPublic Sewer
WaterShared Well, Community/Coop

Financial Details

List Price$595,000
Original Price$615,000
Annual Taxes$1,447 (2025)
HOA Fee$500 annually

See it

In person, or on live video

Visiting the lake? Meet an agent at the property. Not here this week? An agent walks it with you on a video call, down to the dock and along the shoreline.

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Ask about this property

The dock, the shoreline, the HOA, the drive in — ask anything, and we will find out from the listing brokerage if we do not know.

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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.

This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.

Listing courtesy of ReeceNichols Real Estate, 573-746-4244. Listed by Debbie Slavens.

MLS# 3589993 · Key: LOBR1191418092

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: Oct 24, 2026, 5:04 AM CDT