31525 & 31531 Ontario Road Rocky Mount Missouri 4 bedroom 3 bathroom home for sale listed at $1,020,000
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For sale Price reducedLakefront4+-well dockChannel view

31525 & 31531 Ontario Road

Rocky Mount, MO 65072· Morgan County· Smiley Subdivision Number Two
$1,020,000
$1,065,000
MLS# 3590101 · Listed by ReeceNichols Real Estate
4
Bedrooms
3
Baths
1,940
Sq ft
—
Built
On market9 daysTaxes$2,467/yrListedSeptember 25, 2026

Lake facts

On the water

Frontage
Lakefront
Waterfront
Cove, Seawall
View
Channel
Dock
4+ wells, 1 boat hoist, covered, electric
Boat slips
3
Dock permit
On file
HOA fee
$1,000 annually (about $83/mo)
HOA includes
Road Maintenance, Water, Trash
Subdivision
Smiley Subdivision Number Two

As reported to the MLS by ReeceNichols Real Estate. Dock permits, slip assignments and HOA rules are worth confirming before an offer.

About this property

Your chance to own two lakefront homes side by side and an additional lakefront lot for a total of 258'of shoreline. Located at the 4 mile marker in Dry Branch cove with DEEP CALM water year round. Total of 4 bedrooms (potential for 5), 3 baths, 2 kitchens, 2 laundry rooms, and 2 private docks. Stay in one, rent the other, rent them both, or use them both for hosting family and friends. You will enjoy your time outdoors with all the entertaining space. Low maintenance exterior with a rocked landscaping. Included is an additional lakefront lot in the same subdivision offering unlimited possibilities such as extra parking or room to build a garage. By water you're close to Boathouse Lakeside Grill, Dock Knockers, Tap & Grill, and Shady Gators and by land only 18 minutes to Bagnell Dam. Owner is agent.

Property Details

Property TypeResidential
Property SubtypeSingle Family Residence
StyleCabin, One Story
ConstructionVinyl Siding, Wood Siding
LevelsOne
Bedrooms4
Bathrooms Full3
Sq Ft (Living)1940.00
Lot DimensionsIRR
SubdivisionSmiley Subdivision Number Two
CountyMorgan
Parcel Number215016100012012000

Interior

Interior Features
Ceiling Fan(s)FurnishedFireplaceWalk-In Shower
HeatingElectric, Heat Pump
CoolingCentral Air
FireplaceYes (1)
Fireplace FeaturesOne
BasementFinished, Walk-Out Access, Full

Exterior

Exterior Features
DeckGravel DrivewayStorage
Patio & Porch
DeckOpen
Lot Features
Lake Front

Utilities

SewerPublic Sewer
WaterShared Well, Community/Coop

Financial Details

List Price$1,020,000
Original Price$1,065,000
Annual Taxes$2,467 (2025)
HOA Fee$1,000 annually

See it

In person, or on live video

Visiting the lake? Meet an agent at the property. Not here this week? An agent walks it with you on a video call, down to the dock and along the shoreline.

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Ask about this property

The dock, the shoreline, the HOA, the drive in — ask anything, and we will find out from the listing brokerage if we do not know.

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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.

This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.

Listing courtesy of ReeceNichols Real Estate, 573-746-4244. Listed by Debbie Slavens.

MLS# 3590101 · Key: LOBR1191436022

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: Oct 24, 2026, 4:34 AM CDT