Under contract · Lakefront · Lake Ozark

12 Monarch Cove Court

$580,000
Film

A lakefront condominium in Lake Ozark, a slip on the community dock in a cove

  • 4 bedrooms
  • 3½ baths
  • 1,858 sq ft

Listed by Ozark Lake Homes · (573) 480-6420

Enjoy outstanding main-channel views from this fully furnished condo at Monarch Cove—one of the complex’s few four-bedroom, 3 1/2 bathroom units. Updated with quality materials and meticulous craftsmanship, it features custom cabinets, granite counters, Kitchen Aid appliances, bar with wine fridge, crown moulding, beautiful flooring, wainscoting, updated vanities and a striking fireplace surround. A pantry and plentiful closet space for thoughtful organization. This condo will sleep a crowd with King beds in three of the bedrooms, a triple bunk and daybed in the 4th bedroom, and sofa sleeper in the living room. A garage with extra loft storage and a prime 16-by-40-foot boat slip included. The slip is just a short walk on the lakeside boardwalk and is completely cove-protected for easy docking. Two screened-in decks off the living room and three of the bedrooms for enjoying those beautiful lake views. With three pools, two hot tubs, grilling stations, a spectacular location on the 1MM at the beginning of Horseshoe Bend, and rentals allowed, the beautifully landscaped Monarch Cove offers an exceptional opportunity to enjoy lake living. $75K in gross rental revenue for 2025 and 2026!

On the water

The dock & the shore

As reported to the MLS by Ozark Lake Homes. Permits, slip assignments and association rules are worth confirming — we will find out for you.

Frontage
Lakefront
Cove frontage
Dock
Community
covered · electric · water · community dock
Boat slips
1
View
Channel
Shoreline
Seawall
Association
$845/mo
Includes dock reserve, internet, maintenance grounds, road maintenance, water, reserve fund, sewer, trash

Specifications

The details

The residence
Type
Condominium
Built
2002
Living area
1,858 sq ft
Bedrooms
4
Bathrooms
3½ baths
Levels
One
Fireplaces
1, One
Garage
1-car
Interior
Features
Built-in Features, Custom Cabinets, Furnished, Fireplace, Jetted Tub, Pantry, Walk-In Closet(s)
Appliances
Dryer, Dishwasher, Disposal, Microwave, Range, Refrigerator, Stove, Wine Cooler, Washer
Heating
Electric, Forced Air
Cooling
Central Air
Grounds
Lot
Lake Front
Outdoor living
Covered, Deck, Screened, Blacktop Driveway, Deck, Elevator
Systems
Sewer
Treatment Plant
Water
Community/Coop
The listing
Price
$580,000
Annual taxes
$2,354 (2025)
Listed
October 20, 2026
Days on market
2
Possession
Closing
Parcel
01602400000005008123
MLS number
3590794

The setting

Lake Ozark

Bagnell Dam, the historic Strip, and the start of Horseshoe Bend.

The Lake Ozark guide Directions
Lake of the Ozarks

Cost of ownership

Estimated payment
$4,418/mo
Property taxes
$2,354/yr
Association
$845/mo
Adjust the estimate

The estimate assumes a conventional second-home loan with 20% down at a typical rate, and includes taxes and association dues where the listing states them. It is not a loan offer.

A private showing

See it in person, or from wherever you are

Visiting the lake? We will meet you at the property. Not here this week? We walk it with you on a live video call — through the house, down to the dock and along the shoreline — and answer what the listing does not.

Watch the film

Or reach us directly at (573) 855-4254 or joseharrison@oakhaushomes.com.

Request information

Ask about this property

The dock, the shoreline, the HOA, the drive in — ask anything, and we will find out from the listing brokerage if we do not know.

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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. Multiple Listing Service. This information is copyrighted by the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. Multiple Listing Service.

Information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

Listing courtesy of Ozark Lake Homes, (573) 480-6420.

MLS# 3590794

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: November 7, 2026 at 3:10 PM CST