Lakefront · Climax Springs

3899 Adkins Road

$485,000

Lakefront in Climax Springs, a one-slip dock in a cove

  • 3 bedrooms
  • 2½ baths
  • 1,752 sq ft
  • 0.33 acres

Listed by Keller Williams L.O. Realty · (573) 348-9898

Professional photos coming soon! One owner home completed in 1992 that has been lovingly maintained and has several recent updates. This house, located in a cove at the 49 mile marker, has an amazing view of the main channel and is a short boat ride from the Red Fox. There is one bedroom on the entry level that has a walk-in-closet and a door to the wrap around deck, along with a guest bathroom, kitchen, dining area, and well lit living room with vaulted ceilings, skylights, and 2 sliding doors, also to the deck. Upstairs are 2 more bedrooms and a full bath, with a loft view of the living room at the top of the stairs, and a second balcony accessible from the main bedroom. The unfinished basement is insulated, usable and could be finished. The laundry area and another full bath are located there, plus both a regular door and an overhead door to the back yard. This home comes with a new, drip irrigation septic system, replaced water heater, and about a 1 year old roof. The yard has been rocked in the front and back, so there is no mowing required.

On the water

The dock & the shore

As reported to the MLS by Keller Williams L.O. Realty. Permits, slip assignments and association rules are worth confirming — we will find out for you.

Frontage
Lakefront
Cove frontage
Dock
1 slip
View
Channel

Specifications

The details

The residence
Type
Single Family Residence, Two Story
Built
1992
Living area
1,752 sq ft
Bedrooms
3
Bathrooms
2½ baths
Levels
Two
Lower level
Full
Interior
Features
Skylights, Vaulted Ceiling(s), Walk-In Closet(s)
Appliances
Microwave, Range, Refrigerator, Stove
Heating
Heat Pump
Cooling
Central Air, Attic Fan
Grounds
Land
0.33 acres
Lot dimensions
69x217x50x200
Lot
Lake Front
Outdoor living
Deck, Deck, Gravel Driveway
Systems
Sewer
Septic Tank
Water
Private, Well
The listing
Price
$485,000
Annual taxes
$846 (2025)
Listed
October 23, 2026
Days on market
3
Parcel
05100220000004054000
MLS number
3591040

The setting

Climax Springs, Edwards & the Upper Osage

The far west end: wide water and real seclusion.

The Climax Springs, Edwards & the Upper Osage guide Directions
Lake of the Ozarks

Cost of ownership

Estimated payment
$2,894/mo
Property taxes
$846/yr
Adjust the estimate

The estimate assumes a conventional second-home loan with 20% down at a typical rate, and includes taxes and association dues where the listing states them. It is not a loan offer.

A private showing

See it in person, or from wherever you are

Visiting the lake? We will meet you at the property. Not here this week? We walk it with you on a live video call — through the house, down to the dock and along the shoreline — and answer what the listing does not.

Or reach us directly at (573) 855-4254 or joseharrison@oakhaushomes.com.

Request information

Ask about this property

The dock, the shoreline, the HOA, the drive in — ask anything, and we will find out from the listing brokerage if we do not know.

Optional — we can answer by email instead. We only text you about what you check below, and each is a separate choice.

Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. Multiple Listing Service. This information is copyrighted by the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. Multiple Listing Service.

Information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

Listing courtesy of Keller Williams L.O. Realty, (573) 348-9898.

MLS# 3591040 · Key: LOBR1193915744

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: October 26, 2026 at 1:09 PM CDT