Under contract · Residence · Warsaw

1105 Lay Avenue

$295,000
Film

A residence in Warsaw

  • 4 bedrooms
  • 3½ baths
  • 3,452 sq ft
  • 1.5 acres

Listed by BHHS Lake Ozark Realty · (573) 365-6868

NEW LOW BARGAIN PRICED - MOTIVATED SELLERS! Historic Charm Meets Modern Luxury on 1.5 Acres in Warsaw, Missouri. Welcome to 1105 Lay Avenue — a beautifully restored historic mini-mansion where timeless elegance meets today’s modern comforts. Situated on a sprawling 1.5-acre lot just minutes from downtown Warsaw, this stately residence offers the perfect blend of character, space, and location. Inside, extensive renovations provide peace of mind and turnkey convenience, including a brand-new kitchen with all new appliances, updated bathrooms, new siding, windows, roof, HVAC system, and more. The expansive front yard creates a grand welcome, while the private backyard offers room to relax, entertain, or create your own outdoor retreat. With no rental restrictions, this property presents incredible flexibility — ideal as a spacious primary residence, multi-generational home, vacation getaway, income-producing rental, or even a retreat center. Located just minutes from Lake of the Ozarks, Drake Harbor, and Truman Lake, outdoor recreation, boating, dining, and shopping are all within easy reach. 9/15/2026 UNDER CONTRACT contingent on Sale, 72 hour kickout. NOT FOR RENT.

Specifications

The details

The residence
Type
Single Family Residence, Two Story
Living area
3,452 sq ft
Bedrooms
4
Bathrooms
3½ baths
Levels
Two
Lower level
Unfinished, Full
Fireplaces
Gas
Construction
Vinyl Siding
Interior
Appliances
Dishwasher, Microwave, Refrigerator
Heating
Forced Air, Gas, Heat Pump
Cooling
Central Air
Grounds
Land
1.5 acres
Lot dimensions
1.5 acre
Lot
City Lot, Gentle Sloping
Outdoor living
Covered, Deck, Porch, Blacktop Driveway, Deck, Gravel Driveway, Porch
Systems
Sewer
Public Sewer
Water
Public
The listing
Price
$295,000
Price history
Originally $319,900
Annual taxes
$1,494 (2024)
Listed
March 3, 2026
Days on market
196
Parcel
144017001008015000
MLS number
3584557

The setting

Warsaw & Truman Lake

Above the dam: Truman Lake and the Benton County seat.

The Warsaw & Truman Lake guide Directions
Lake of the Ozarks

Cost of ownership

Estimated payment
$1,842/mo
Property taxes
$1,494/yr
Adjust the estimate

The estimate assumes a conventional second-home loan with 20% down at a typical rate, and includes taxes and association dues where the listing states them. It is not a loan offer.

A private showing

See it in person, or from wherever you are

Visiting the lake? We will meet you at the property. Not here this week? We walk it with you on a live video call — through the house, down to the dock and along the shoreline — and answer what the listing does not.

Watch the film

Or reach us directly at (573) 855-4254 or joseharrison@oakhaushomes.com.

Request information

Ask about this property

The dock, the shoreline, the HOA, the drive in — ask anything, and we will find out from the listing brokerage if we do not know.

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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. Multiple Listing Service. This information is copyrighted by the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. Multiple Listing Service.

Information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

Listing courtesy of BHHS Lake Ozark Realty, (573) 365-6868.

MLS# 3584557

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: November 7, 2026 at 3:10 PM CST